Motor Vehicle Legal Terms

Motor vehicle accident attorneys vehicle laws vary greatly from state to state. In general, the law assumes that the vehicle is operated with the permission of its owner.

The mortality rates are influenced by laws that increase penalties and make revocation automatic or focus on social hosts. Mandatory education, alcohol treatment, and interlock devices all have small effects.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The different definitions of federal law used for matters pertaining to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly for administrative reasons, and do not apply to states that are determining their own registration classifications. These classifications for vehicle registrations determine whether a motorist must be issued a special license to operate certain kinds of vehicles.

These state laws define terms such as "automobile," "light trucks" and other terms. For instance, the definition of light truck includes any motor vehicle that has the capacity of the manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes panel delivery trucks and pickup trucks. Also, it excludes any combination of vehicles that is specifically designed to carry passengers or property completely within the structure of the vehicle, which includes trailers and manufactured homes.

Wheel chair is a conveyance with wheels utilized by people who have physical disabilities and cannot walk. Mopeds are motor vehicle accident attorneys vehicle with fewer than three wheels that are in contact with the ground. It operates at a speed not more than 35 miles per hour.

A pedicab vehicle is one that is driven by a driver who is sitting on it. A person who holds the legal title to a car is called the owner.

Traffic Laws

Each state has its own set motor vehicle laws which cover everything from registration process to the insurance requirements. These laws also cover the types of vehicles covered by law. Some of these laws are identical across states, however others vary considerably. There are laws that limit the number of people who can be transported by pedicab. There are laws against reckless driving in certain types of roads, such as parking lots.

If you are in violation of the law, you could be punished and fined. Penalties could include getting your license suspended or the requirement to go to traffic school.

One of the most important laws a state has regarding automobiles is that it governs the speed limits that are put in place on the roads. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

The law also sets out the definition of a "motor vehicle." This includes any description of a vehicle or device that is driven by mechanical force and used on a highway for the transportation of people or property, or for other commercial use. The law excludes trailers coaches and semitrailers, all-terrain and snowmobile vehicles and motorized mobility assist devices for people with disabilities and self-propelled corn, as well as harvesting machines for hay.

Insurance

A motor insurance policy for vehicles is a contract between the insured and the insurer that provides insurance against financial losses arising from the risk of bodily injury or death, property damage to a third party arising from the ownership, operation, maintenance or the use of a covered vehicle. It also provides protection against physical damage to the covered vehicle. It must include the name and address of the named insured as in addition to the coverage offered by the policy. It also contains cost of the policy and the time frame for which the policy is in effect, and the limits of responsibility. It should also include an agreement or endorsement that states that the insurance provided is in accordance with the coverage that is specifically outlined for bodily injury or death, or property damage.

Duncanville law firms often suggest that clients review a sample motor vehicle policy in order to understand the terms. One of the most frequent confusions is the definition of "motor vehicle". This phrase appears in a number of statutes that govern the registration of vehicles as well as financial responsibility laws.

Examples of coverages under an insurance policy are commercial auto insurance for vehicles used for business, commercial establishments or for employment, activities, or jobs performed for profit, as well as automobile liability insurance, which covers PIP MP, MP, as well as uninsured and underinsured driver coverage (UM/UIM). Many states require drivers to carry this type of insurance.

Permissive Use

It is essential to understand how insurance coverage will work when someone other than the named insured or a family member drives your car and causes an accident. This concept is known as permissive use and the specific terms of your policy can vary but generally, the majority of large car insurance companies offer this kind of insurance.

It is important to remember that you are liable for any damages caused by a driver who has your permission. Permission can be expressed or implied, and does not usually require writing.

In determining whether there is implied consent, courts consider the relationship between the parties, their prior conduct and usage of the vehicle and the circumstances surrounding a particular driving incident. The court will also consider whether any restrictions were imposed on the scope of permissive use and if even a minor deviation from the time, place and use limitations of the original permission would violate the restrictions.

Remember that adding another driver to your car insurance is likely to cause your insurance premium to go up since it makes the car more risky to insure. It is essential to think about your options before lending your car to others. Contact Jerry to get a free insurance quote and to discuss your policy terms.