motor vehicle accident lawyer Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general the law, it assumes that the vehicle is operated with its owner's permission.

The mortality rates are influenced by laws that increase penalties, make revocation automatic, or focus on social hosts. Mandatory education, alcohol treatment, and interlock devices have small effects.

Legal Definitions

State laws regulate the legal terms used by motor vehicles. The federal definitions of national fuel economy standards and licensing standards for drivers of commercial vehicles are mostly administrative and do not apply when states decide on their own registration classifications. These vehicle registration classifications determine whether a driver must be issued a special license to operate certain kinds of vehicles.

These state laws define terms like "automobile," "light trucks" and more. As an example an example, a light truck is any motor vehicle that has a capacity that is less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. It also excludes any combination of vehicles specifically designed to carry property or passengers wholly within its own structure, such as trailers and manufactured homes.

Wheel chairs are a vehicle with wheels, which is used by people who have physical disabilities and cannot walk. A moped is a motor vehicle with no more than three wheels that come into contact with the ground that can travel at speeds not more than 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is one that is driven by the person sitting on the top. A person who holds the legal title to a vehicle is known as the owner.

Traffic Laws

Each state has its own motor vehicle laws that cover everything from the registration procedure to the insurance requirements. These laws also address the kinds of vehicles subject to the law. While certain laws are similar between states, others are quite different. There are laws that limit the number of passengers that can be transported by pedicab. There are laws that prohibit reckless driving on certain kinds of roads, including parking areas.

Anyone who drives a motor vehicle in violation of these rules could face penalties and fines for doing so. Penalties could include having your license revoked or the requirement to go to traffic school.

The law governing speed limits on roads is among the most important laws a state has. In New York, for example it stipulates that the speed limit for commercial vehicle is identical to that of an automobile.

It also defines a "motor vehicle" as any type of vehicle or other device that is powered mechanically and used on the highway to transport people or property or for other commercial reasons. It does not include trailers and semitrailers and coaches, house trailers or coach trailers and vehicles that operate only upon rails or tracks snowmobiles, all-terrain and snowmobiles and motorized mobility aids that are operated by a person who has disabilities and self-propelled hay harvesting machines and tractors.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial losses caused by bodily harm or death or property damage caused by a third-party due to the ownership, operation, maintenance or the use of an insured vehicle. It can also protect against physical damage to the vehicle. It must contain the name and address the named insured as along with the coverage provided by the policy. It also contains the amount of premium paid as well as the time period during which the policy is in effect, as well as the limits of liability. It should also contain an agreement or a statement that the insurance coverage is provided in accordance with the coverage stated in the policy for bodily injury or property damage, or death, and motor is subject to the provisions of this chapter.

The language used in the motor vehicle policy may be confusing for anyone, and Duncanville law firms usually suggest that individuals read the policy sample to fully be aware of the terms. One of the most frequently encountered areas of confusion is the definition of "motor vehicle." The phrase is used frequently in statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages covered under a motor motor policy include commercial auto insurance for vehicles that are used for commercial and business establishments or other activities, employment or occupations that are done to earn money, automobile liability coverage, which includes PIP MP, PIP, and uninsured or underinsured driver coverage (UM/UIM). This kind of insurance is required by many states.

Permissible Use

It is essential to know how insurance coverage will work in the event that someone other than the named insured or a family member is driving your vehicle and causes an accident. This concept is referred to as permissive use. The specific terms of your policy can vary but generally, the majority of large car insurance providers offer this kind of insurance.

It is important to keep in mind that you are responsible for any damages caused by a driver with your permission. Permission can be given in writing or implied, and usually does not have to be written down.

In determining if there was implied consent, courts will consider the relationship between the parties, their past conduct and use of the vehicle, as well as the circumstances surrounding a specific driving incident. The court will also consider the extent to which restrictions were imposed on the scope of permissive usage and if a minor deviation from the time, place and use limitations of the permission would violate these restrictions.

Keep in mind that adding a driver to your car insurance will likely increase your insurance premium higher, since it makes the vehicle more risky to insure. It is therefore important to consider your options carefully prior to lending your vehicle to other people. Contact Jerry for a free insurance quote and to discuss your policy terms.